ZIP Code 12040

In ZIP code 12040, near Stephentown, households report a median income of $57,955, while per-capita income sits at $39,144. Homes here carry a median value of $309,100, and the county-level property tax rate of 2.05% means annual taxes on such a home run roughly $6,300 before any exemptions. Sales tax adds 8.00% to most purchases. Together, housing costs and these two tax rates shape what a household keeps from each paycheck, with property taxes tied directly to home value and sales tax applying steadily across day-to-day spending.