ZIP Code 12023

Households in ZIP code 12023, near Albany, earn a median of $112,885 — well above what many upstate New York communities report — while per-capita income sits at $50,977. Homes here carry a median value of $302,300 and are taxed at a county rate of 1.76 percent, a share that adds up on a six-figure property. Sales tax reaches 8 percent, so everyday purchases also carry a noticeable premium. Together these figures place the area in solidly middle-to-upper-income territory, with taxes that claim a real slice of earnings rather than a token amount.