ZIP Code 12022

In ZIP code 12022, near Stephentown, households bring in a median of $96,875 a year, while per-capita income sits at $40,896. That earnings level shapes how daily costs land: a 2.05% county property tax rate on a median home value of $208,100 works out to a real annual bill, and an 8.00% combined sales tax adds to each purchase. Together these rates draw on household cash flow, so a family here weighs housing costs and everyday spending against income that, while solid, still has to stretch across both.