ZIP Code 10974

Households in ZIP code 10974, near Middletown, bring in a median $117,596 a year, with per-capita income at $56,360. That earnings level shapes how housing and taxes fit together here. A median home value of $433,300 carries a county property tax rate of 1.68%, which works out to a meaningful annual bill on top of a mortgage. Day-to-day purchases also carry an 8.38% combined sales tax, so spending adds up faster than in lower-rate areas. The income base supports these costs, but the combination of property and sales taxes means owners and shoppers alike feel the squeeze in their regular finances.