New York, NY — income, home value, property tax, and sales tax.
Households in ZIP code 10154, which sits in New York, keep a larger share of each paycheck than many Americans might expect, since the county-level property tax rate comes to just 0.92%. A home assessed at a given value would generate an annual tax bill equal to that percentage, so housing costs here lean more on purchase price than on taxation. Sales tax adds 4.38% to most purchases, a figure that shapes day-to-day spending on groceries, clothing, and dining. Together these rates mean a budget centered on income and mortgage payments, with taxes taking a comparatively contained slice.