ZIP Code 08823

ZIP code 08823, in the Warren area, sits comfortably in middle- to upper-income territory, with a median household income of $115,597 and per-capita income of $55,160. Homes here carry a median value of $298,800, and the county-level effective property tax rate of 1.81% means owners pay a meaningful share of that value each year in taxes. Add a combined sales tax rate of 6.62%, and the overall tax load is steady rather than steep. This is a solidly middle-class pocket of New Jersey, where earnings run above state norms but housing costs and taxes keep budgets in check.