ZIP Code 08731

With a median household income of $98,582 and per-capita income of $48,139, ZIP code 08731 sits in solid middle-income territory near Toms River. Home values run high at a median of $404,200, and the county-level property tax rate of 1.65% means owners pay a meaningful share of that value each year. Add a combined sales tax of 6.62%, and the overall tax load lands squarely on a working-to-middle-income population whose earnings, while above many areas, are paired with substantial housing costs and ongoing taxes.