ZIP Code 08723

ZIP code 08723, centered on Toms River, sits comfortably in middle- to upper-middle-income territory, with a median household income of $108,643 and per-capita income of $51,615. Homes here carry a median value of $400,800, and the county-level effective property tax rate of 1.65% means owners face a substantial annual bill on that valuation. Add a combined sales tax of 6.62%, and the overall tax picture is meaningful rather than trivial. This is an area where earnings are solid but not lavish, and housing costs plus taxes absorb a real share of household budgets.