ZIP Code 07863

With a median household income of $94,167 and per-capita income of $53,837, ZIP code 07863 sits in upper-middle-income territory, anchored by Allamuchy. Homes here carry a median value of $294,000, and the county-level property tax rate of 2.34% means owners pay a meaningful share of that value each year. Add a combined sales tax of 6.62%, and the overall tax picture leans heavier than many parts of the state. Household earnings are strong enough to absorb those costs, though the property levy stands out as the dominant expense tied to living in this area.