ZIP Code 07738

Households in ZIP code 07738, near Millstone Township, report a median income of $189,000, with per-capita earnings of $81,491. That earning power meets a housing market where the median home value sits at $807,300. Owners there pay property taxes at roughly 1.65% of assessed value, a county-level rate that shapes annual carrying costs well beyond the mortgage itself. Day-to-day spending also includes a combined sales tax of 6.62% on taxable purchases. Together these figures sketch a high-income area where taxes on property and purchases both weigh on the annual budget.