ZIP Code 07522

In ZIP code 07522, which takes in part of Paterson, households bring in a median of $48,058 a year, while per-capita income sits at $20,932 — a gap that hints at wide variation in earnings across the area. With a median home value of $290,900 and a county property tax rate of 2.18%, owners face roughly $6,300 in annual property taxes, a heavy claim on a mid-five-figure income. Sales tax adds 6.62% to purchases. Together these costs squeeze spending on everything else, so daily budgeting here demands careful tradeoffs.