ZIP Code 07031

ZIP code 07031, covering Cliffside Park, sits in solidly middle-to-upper-income territory. A median household income of $94,201 and per-capita income of $48,014 place it above national averages, while a median home value of $474,500 reflects a housing market that has climbed well past entry level. That price tag carries a 1.60% effective property tax rate, applied at the county level, which adds a meaningful annual cost for owners. Sales tax comes to 6.62% on purchases. Together these figures describe a community where earnings are comfortable but the tax load on property is a real factor in household finances.