ZIP Code 06382

East Lyme households in ZIP code 06382 bring in a median of $89,635 a year, with per-capita income at $39,888. Home values sit around $267,800, so owners here carry a mortgage that's roughly three times their yearly earnings—a ratio that keeps housing a central line in most budgets. Sales tax adds 6.35% to purchases made in the area, a cost that shows up gradually rather than all at once. With income levels above many parts of the state, families in this East Lyme ZIP can cover daily expenses while still setting money aside, though the price of local housing means those savings grow more slowly than paychecks alone might imply.