ZIP Code 01438

In ZIP code 01438, near Worcester, annual per-capita income stands at $31,343, so housing costs take a meaningful share of earnings. A median home value of $261,300 taxed at the county's 1.28 percent rate works out to roughly $3,345 in yearly property taxes, or about $279 each month. Combined with a 6.25 percent sales tax on purchases, everyday spending carries an added cost. Households here need to weigh that property tax bill against take-home pay, since it absorbs a noticeable slice of annual income, and the sales tax further trims what's left for saving or other expenses.