ZIP Code 01038

In ZIP code 01038, near Northampton, households bring in a median of $106,635 a year, while per-capita income sits at $53,566. A median home value of $442,500 carries a county-level property tax rate of 1.43%, which works out to several thousand dollars annually for a home at that price. Adding a 6.25% combined sales tax means everyday purchases chip away at take-home pay as well. Even so, earnings here run well above what many parts of the state see, giving households room to cover housing costs, taxes, and daily expenses without stretching too far.