ZIP Code 01027

ZIP code 01027, centered on Northampton, sits in the middle-income band: a median household income of $74,146 and per-capita income of $46,384 place it above many rural areas but below the state's wealthiest suburbs. Housing costs are substantial, with a median home value of $375,700. At the county's 1.43% effective property tax rate, that home would draw roughly $5,372 a year in property taxes. A combined sales tax rate of 6.25% applies to purchases. Together these figures describe a community where incomes are steady but not high, and where property taxes take a meaningful bite.