ZIP Code 00786

With per-capita income at $17,282 in ZIP 00786, household earnings sit well below the mainland average, so everyday costs carry real weight. A median home value of $194,400 pairs with a county property tax rate of just 0.16%, adding only a few hundred dollars a year for an owner at that price. The bigger squeeze comes at the register: the combined sales tax rate of 11.50% takes a notable bite out of each purchase, from groceries to household goods. Stretching a paycheck here means watching spending closely, since the sales tax hits frequently while property taxes stay light.