ZIP Code 00631

ZIP code 00631 sits in a distinctly working-class economic tier. A median household income of $19,278 and per-capita income of $9,431 fall well below national norms, while the median home value of $99,800 reflects a housing stock priced for limited budgets. Property taxes stay low here, with an effective county rate of 0.21 percent, so owning a home at that value carries a comparatively small annual tax bill. Sales taxes work differently: the combined rate of 11.50 percent is steep, meaning everyday purchases take a noticeable bite out of already stretched incomes.